Yuu-Mon Musuedo is correct: before you can create a personal gallery you must first be a Revolutionary member or above (100 or more posts). =]
You aren't too far off from 100, but I would recommend you having more than one location for backups (for example, as Yuu-Mon mentioned, you might use Photobucket to backup images and another site to backup other data/files).
Also, I moved this to the Forum Feedback and Help
forum (it's a question, not a resource).